Step 6: Financing

Securing financing is one of the most important steps in your home-buying journey—it’s what makes purchasing your dream home possible!

Here’s what to expect as you navigate the financing process:

From the moment you get pre-approved to the final loan approval, your lender plays a key role in ensuring everything runs smoothly. During this time, an appraiser will assess the home’s value to confirm it aligns with your loan amount, and an underwriter will review your financial history to verify you can manage the mortgage.

To keep things on track, avoid taking on new debt—no big purchases on credit, like a car or new furniture, as this could impact your loan approval. Stay in close contact with your lender and provide any requested documents promptly.

With smart financial decisions and a trusted team guiding you, you’ll be one step closer to getting those keys in hand.

Click here for a helpful one-page guide on understanding financing.


Additional Steps:

Pre-Approval
Search & Showings
Offer & Negotiation
Escrow
Inspection
Closing